Health insurance companies

What rules health insurers must follow on what plans cover, which plans they may sell, how they set premiums and how they answer to customers.

Hold health insurance companies accountable

20 members
Annie Andrews
Senate · South Carolina · Democrat
“Hold pharmaceutical and insurance companies accountable”
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“She outlined her plans to take on insurance companies and Big Pharma, protect rural hospitals, suspend gas and diesel taxes, and stop data centers from passing their costs onto families.”
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Daniel Biss
House · IL-9 · Democrat
“Restoring competition and unrigging our economy is existential for our country. We need to fight back against big oil to protect our environment. We need to go toe-to-toe with big tech to protect our privacy, our kids’ mental health, and our small business owners. And we need to take on big pharma and big insurance companies to make sure every American has access to high quality and affordable health care.”
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Adrian Boafo
House · MD-5 · Democrat
“Hold insurance companies accountable for driving up prices. Hold insurance companies accountable by lowering premiums and eliminating surprise bills, hidden fees, and denials that put profits over patients.”
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Cait Conley
House · NY-17 · Democrat
“Lower the cost of drugs and healthcare premiums by holding Big Pharma and insurance companies accountable and creating a public option for health insurance”
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Roy Cooper
Senate · North Carolina · Democrat
“Take on the insurance and utility companies that are overcharging us.”
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“In the Senate, I’ll take on the insurance companies and the DC insiders and fight every day to make life more affordable for North Carolina families.”
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“I’m ready to go to Washington to work with anyone I can to take on health insurance companies that are crushing working families with hidden fees and denied claims, make health care cost less and reverse the devastating cuts to Medicaid and the Affordable Care Act.”
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Zach Dembo
House · KY-6 · Democrat
“Like restoring Medicaid cuts, taking on insurance companies overcharging you, and ending the tariffs that are raising our costs.”
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Peggy Flanagan
Senate · Minnesota · Democrat
“Peggy believes healthcare is a human right and will fight for Medicare for All, ensuring providers, clinics, and hospitals have the resources to give people the care they deserve. She knows we need to consider the impact on workers across the board as we make this change. Until that plan passes, Peggy will fight hard to expand access to care and rein in insurance company greed.”
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Angela Gonzales-Torres
House · CA-34 · Democrat
“End the influence of private insurance companies”
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Adam Hamawy
House · NJ-12 · Democrat
“I believe healthcare is a human right, not a privilege. I'll fight for Medicare for All, cancel medical debt, and take on insurers and Big Pharma so every family can afford care.”
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Troy Jackson
Senate · Maine · Democrat
“In the Senate, he would support and cosponsor the Medicare for All Act, take on Big Pharma and the insurance companies, and save working people money.”
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Cyril Jefferson
House · NC-6 · Democrat
“Hold big insurers accountable—ending surprise billing and capping out-of-pocket costs.”
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Jake Johnson
House · MN-1 · Democrat
“I don’t take any corporate PAC money, so I can actually take on the corporate monopolies and health insurance companies that keep raising costs, suppressing wages, and extracting obscene profits at our expense.”
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Nancy Lacore
House · SC-1 · Democrat
“Nancy’s face-to-face encounter with a broken system has made the fight for quality, affordable healthcare personal, making her the candidate who will push back against party politics, stand up to price-gouging drug and insurance companies, and work with the urgency necessary to lower the cost of care for every family in SC-01.”
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“I’m running for Congress to stand up to both parties, and the drug and insurance companies jacking up healthcare costs.”
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“Stop insurance company CEOs and big hospital executives from boosting their profits with unfair practices.”
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Ben McAdams
House · UT-1 · Democrat
“Nobody should have to choose between paying the rent and seeing a doctor. I’ll fight to lower health care costs by protecting coverage, reducing prescription drug prices, and standing up to policies that put insurance company profits ahead of patients.”
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Mike McGuire
House · CA-1 · Democrat
“No more insurance company greed, no more denying care for profit, no more tying your healthcare to your job, and no more bankrupting families over medical bills.”
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Jeremy Moss
House · MI-11 · Democrat
“But we need to do more, like lowering prescription drug costs, expanding coverage, and lowering premiums so more Americans can be insured. We need a Congress that will stand up to the pharmaceutical and insurance industry lobbyists who are blocking progress.”
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Chris Pappas
Senate · New Hampshire · Democrat
“He is running for Senate to stand up to insurance companies and their army of lawyers and lobbyists that indiscriminately deny coverage while reaping record profits. He will work to hold insurance companies and big pharmaceutical companies accountable for soaring prices and diminishing care, and he will fight to restore the ACA premium credits Republicans ended.”
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“That’s why he’s fighting to lower health care costs by taking on Big Pharma and insurance companies that put profits ahead of patients.”
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Stefany Shaheen
House · NH-1 · Democrat
“Surrounded by supporters, Stefany Shaheen filed to run for Congress in New Hampshire’s first district, vowing to take on Donald Trump, RFK Jr., and the insurance companies that are preventing Americans from getting health care.”
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James Talarico
Senate · Texas · Democrat
“Held health insurance companies accountable by cracking down on surprise billings for emergency care and banning insurance companies from steering patients to hospitals that overcharge for services.”
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Josh Turek
Senate · Iowa · Democrat
“Secondly, I think that we can put guardrails on insurance. I mean, insurance rates are skyrocketing. I’m someone that believes that doctors should be deciding care, not insurance companies.”
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“In the richest country on Earth, no one should have to question whether or not they’ll be able to access lifesaving medications because their local pharmacy has closed. In the U.S. Senate, I will fight for full reimbursements, to put guardrails on insurance companies, and for PBM reform because right now, Iowans are suffering while the pharmaceutical industry rakes in billions”
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Make health insurance more affordable

9 members
Annie Andrews
Senate · South Carolina · Democrat
“Lower insurance premiums and cap excessive insurance company profits.”
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“Crack down on excessive premium increases and surprise medical bills.”
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Adrian Boafo
House · MD-5 · Democrat
“Hold insurance companies accountable for driving up prices. Hold insurance companies accountable by lowering premiums and eliminating surprise bills, hidden fees, and denials that put profits over patients.”
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Christina Bohannan
House · IA-1 · Democrat
“With Medicare as a choice, everyone will have a guaranteed affordable option. Large corporate health care companies such as Wellmark or UnitedHealth will have to compete with a reasonably-priced option and can no longer price-gouge Iowans – which will bring down premiums for everyone through greater competition.”
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Cait Conley
House · NY-17 · Democrat
“Lower the cost of drugs and healthcare premiums by holding Big Pharma and insurance companies accountable and creating a public option for health insurance”
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Christina Hines
House · MI-10 · Democrat
“Cap premiums and out-of-pocket costs—It shouldn’t matter where you get your insurance—public or private; everyone deserves affordable care.”
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Troy Jackson
Senate · Maine · Democrat
“Governor Janet Mills, Senate President Troy Jackson, and Speaker of the House Sara Gideon today announced legislation to improve private health insurance for Maine people and small businesses. LD 2007, The Made for Maine Health Coverage Act, would make some of the most common medical visits free or less costly, simplify shopping for a plan, leverage federal funds to help make premiums more affordable for small businesses, and put Maine in the driver’s seat to ensure that all Maine people have clear choices for their coverage.”
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“Legislative Democrats also also passed the Made for Maine Coverage Act – championed by Speaker Sara Gideon, D-Freeport, and Senate President Jackson, D-Allagash — which increases access to no-cost primary care visits, introduces standardized health plans so consumers can shop for the best price and coverage options and saves Mainers money by putting Maine in control of its health care marketplace rather than the federal government.”
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Don Leonard
House · OH-15 · Democrat
“All Americans deserve quality insurance they can afford to use.”
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Jeremy Moss
House · MI-11 · Democrat
“But we need to do more, like lowering prescription drug costs, expanding coverage, and lowering premiums so more Americans can be insured. We need a Congress that will stand up to the pharmaceutical and insurance industry lobbyists who are blocking progress.”
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Scott Wiener
House · CA-11 · Democrat
“Scott will also bring his state-level work to force insurance companies to cover more health care more affordably, including mental health care, to the federal level.”
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End surprise medical bills

6 members
Annie Andrews
Senate · South Carolina · Democrat
“Crack down on excessive premium increases and surprise medical bills.”
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Daniel Biss
House · IL-9 · Democrat
“Ending Surprise Medical Bills: Strengthen laws to protect consumers from unexpected out-of-network charges and junk insurance plans.”
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Adrian Boafo
House · MD-5 · Democrat
“Hold insurance companies accountable for driving up prices. Hold insurance companies accountable by lowering premiums and eliminating surprise bills, hidden fees, and denials that put profits over patients.”
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Roy Cooper
Senate · North Carolina · Democrat
“It gives tax credits to working people. Bans insurance companies from sending you big bills you don’t expect. And makes sure you actually get what you pay for.”
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Cyril Jefferson
House · NC-6 · Democrat
“Hold big insurers accountable—ending surprise billing and capping out-of-pocket costs.”
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James Talarico
Senate · Texas · Democrat
“Held health insurance companies accountable by cracking down on surprise billings for emergency care and banning insurance companies from steering patients to hospitals that overcharge for services.”
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Make insurers pay for needed care instead of denying it

6 members
Adrian Boafo
House · MD-5 · Democrat
“Hold insurance companies accountable for driving up prices. Hold insurance companies accountable by lowering premiums and eliminating surprise bills, hidden fees, and denials that put profits over patients.”
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Paige Cognetti
House · PA-8 · Democrat
“Reform the insurance system so that when people pay for insurance, they can expect to be protected when something happens – from healthcare to flooding.”
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Roy Cooper
Senate · North Carolina · Democrat
“It gives tax credits to working people. Bans insurance companies from sending you big bills you don’t expect. And makes sure you actually get what you pay for.”
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Eileen Laubacher
House · CO-4 · Democrat
“Pass legislation requiring insurers to fairly and promptly reimburse rural hospitals, cutting the enormous administrative costs of fighting endless denials”
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Mike McGuire
House · CA-1 · Democrat
“No more insurance company greed, no more denying care for profit, no more tying your healthcare to your job, and no more bankrupting families over medical bills.”
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Josh Turek
Senate · Iowa · Democrat
“Secondly, I think that we can put guardrails on insurance. I mean, insurance rates are skyrocketing. I’m someone that believes that doctors should be deciding care, not insurance companies.”
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Simplify health insurance and cut its paperwork and overhead

5 members
Zach Dembo
House · KY-6 · Democrat
“Reform and reduce administrative overhead and cut waste in the insurance industry”
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“We also need price transparency requirements for medical procedures so people know exactly what they’re paying, caps on out-of-pocket expenses, reforms to reduce administrative overhead and waste in the insurance system, and fight for a public option in healthcare so everyone can afford care.”
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Troy Jackson
Senate · Maine · Democrat
“Governor Janet Mills, Senate President Troy Jackson, and Speaker of the House Sara Gideon today announced legislation to improve private health insurance for Maine people and small businesses. LD 2007, The Made for Maine Health Coverage Act, would make some of the most common medical visits free or less costly, simplify shopping for a plan, leverage federal funds to help make premiums more affordable for small businesses, and put Maine in the driver’s seat to ensure that all Maine people have clear choices for their coverage.”
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“Legislative Democrats also also passed the Made for Maine Coverage Act – championed by Speaker Sara Gideon, D-Freeport, and Senate President Jackson, D-Allagash — which increases access to no-cost primary care visits, introduces standardized health plans so consumers can shop for the best price and coverage options and saves Mainers money by putting Maine in control of its health care marketplace rather than the federal government.”
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Eileen Laubacher
House · CO-4 · Democrat
“Pass legislation requiring insurers to fairly and promptly reimburse rural hospitals, cutting the enormous administrative costs of fighting endless denials”
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Elaine Luria
House · VA-2 · Democrat
“Cut the complexity of care for patients and providers by standardizing insurance paperwork and billing requirements, and modernizing the Prior Authorization process.”
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Brian Poindexter
House · OH-7 · Democrat
“Working families shouldn’t need a law degree to figure out whether they’re covered or what something will cost. A healthcare system that makes people afraid to seek care isn’t working. It’s failing the very people it’s supposed to protect.”
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Require health plans to cover essential care and pre-existing conditions

4 members
La Shawn Ford
House · IL-7 · Democrat
“In my role as a state Representative, I passed laws expanding access to health coverage and preventive care, including insurance reforms and protections for essential screenings.”
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Troy Jackson
Senate · Maine · Democrat
“This new legislative action by Governor Mills, Senate President Troy Jackson, and House Speaker Sara Gideon comes after the three teamed up last year to spearhead into law LD 1, which codified into State law critical Affordable Care Act protections in the state’s regulated markets, such as guaranteed coverage for pre-existing conditions, a ban on lifetime and annual caps on coverage and allowing young adults up to age 26 to remain on their parents’ insurance, as well as coverage for essential health services such as ambulance services, prescription drugs, and pediatric care.”
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“On Monday, Governor-elect Janet Mills, Senate President Troy Jackson, D-Allagash, and House Speaker Sara Gideon, D-Freeport announced the first bill of the 129th Legislature: LD 1, “An Act to Protect Health Care Coverage for Maine families.” The bill, introduced by President Jackson, seeks to require insurance companies to include basic patient protections in health care plans offered in Maine.”
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“Last week, I filed legislation to make sure Maine law covers patient protections included in the ACA. If the ACA goes away, Mainers can rest assured that the patient protections will remain. This means no insurance company can discriminate against Mainers with preexisting conditions. This means essential health benefits, such as ambulance services, prescription drugs and pediatric care, will still be covered. This means young adults can remain on their parents’ health insurance plans until age 26.”
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Eileen Laubacher
House · CO-4 · Democrat
“Protect and expand telehealth access and require meaningful insurance coverage so rural Coloradans can see specialists and other providers without traveling hours for routine appointments”
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Scott Wiener
House · CA-11 · Democrat
“Scott will also bring his state-level work to force insurance companies to cover more health care more affordably, including mental health care, to the federal level.”
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Cap patients' out-of-pocket costs

3 members
Zach Dembo
House · KY-6 · Democrat
“We also need price transparency requirements for medical procedures so people know exactly what they’re paying, caps on out-of-pocket expenses, reforms to reduce administrative overhead and waste in the insurance system, and fight for a public option in healthcare so everyone can afford care.”
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Christina Hines
House · MI-10 · Democrat
“Cap premiums and out-of-pocket costs—It shouldn’t matter where you get your insurance—public or private; everyone deserves affordable care.”
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Cyril Jefferson
House · NC-6 · Democrat
“Hold big insurers accountable—ending surprise billing and capping out-of-pocket costs.”
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Restrict short-term, limited-coverage health plans

2 members
Daniel Biss
House · IL-9 · Democrat
“Ending Surprise Medical Bills: Strengthen laws to protect consumers from unexpected out-of-network charges and junk insurance plans.”
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Troy Jackson
Senate · Maine · Democrat
“Legislation from Senate President Troy Jackson, D-Allagash, to limit short-term “junk insurance” plans received a public hearing before the Legislature’s Health Coverage, Insurance and Financial Services Committee on Thursday.”
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“Health insurance companies shouldn’t be able to trick Mainers into purchasing these cheap, faulty plans. They shouldn’t be able to sell Mainers a bill of goods only to pull the rug out from underneath them in a health crisis”
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“He also voted against a measure that would have allowed “junk insurance” plans to be sold in the state, efforts to undermine access to reproductive health care and a proposal considered by health care professionals to be medically dangerous and, in some cases, life-threatening.”
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“Senate President Troy Jackson, D-Allagash, and members of the Senate Democratic Caucus soundly rejected legislation to bring back junk insurance health plans in a vote of 22-13 on Thursday.”
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“Mainers expect their health insurance plans to cover their basic needs and be there when they are sick or injured. It’s why my colleagues and I championed legislation to put strict limits on short-term health insurance plans, otherwise known as junk insurance plans, last session”
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Raised the issue without a specific call

2 members
Abdul El-Sayed
Senate · Michigan · Democrat
“We are being nickeled and dimed by corporations who exist specifically to hold our healthcare dollars and pay out as little as possible. We can do so much better than that. The amount of money that you end up paying under Medicare for All is substantially lower.”
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Sam Forstag
House · MT-1 · Democrat
“Our system of private health insurance is broken, and it leaves too many of us paying too much for bad health coverage.”
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