Homeownership
Whether people can afford to buy and keep a home, and what government does to widen access to owning one, such as down payment help, tax credits and lower-cost loans for first-time buyers.
What they call for
DemocratsRepublicans5 new members addressed this issue (with these filters). Many call for more than one thing.
Make homeownership affordable and within reach5Expand help for first-time homebuyers3Give first-time buyers help with down payments3Give first-time buyers tax credits or tax relief3Expand access to lower-cost home loans2Build more homes so buying one costs less2Stop large investors from outbidding families for homes2Help public servants like teachers and first responders buy homes1Target homebuying help to first-generation and underserved buyers1
Make homeownership affordable and within reach
5 members“Make ownership and affordability real – Fix HUD’s Area Median Income calculations to use local, not regional, income data; expand first-generation down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods; tie federal investment to tenant protections and right-to-counsel so revitalization doesn’t price out longtime residents.”View on their website ↗
“We must take action so that good housing is possible for more Minnesotans, and so our kids can afford to rent or own a home wherever they want.”View on their website ↗
“Housing costs are putting a strain on homeowners and renters alike. We need to ensure people can afford to buy their first home and make sure renters can afford their housing costs.”View on their website ↗
“We can and must do better. Congress should make it easier to buy a home and easier to build one.”View on their website ↗
“Create tax credits for first time home buyers, firefighters, police officers, and teachers. Last year, the share of first-time home buyers dropped to just 21%, an all-time low, while the average age of first-time buyers rose all the way to 40 years old, also a record. Republicans and Democrats alike have supported the use of tax incentives to help first time home buyers. By creating new tax credits for young families looking to buy a home for the first time – as well as public servants like firefighters, police officers, and teachers – we can open up the dream of home ownership to more Kansas who have been priced out of the market.”View on their website ↗
“Chris Pappas is running for Senate to lower housing costs and put Granite Staters first by backing tax cuts that help bring home ownership within reach for more Americans and cutting red tape making it harder to build new housing. He’ll continue to take on Trump’s tariffs that are raising prices on lumber, furniture, appliances and other materials used to build and furnish new homes and buildings.”View on their website ↗
“In the Senate, he will continue fighting to lower costs, expand housing opportunities, and make the dream of homeownership more attainable for families across New Hampshire.”View on their website ↗
“Chris Pappas is committed to making homeownership a reality for every Granite Stater, and he’s running for Senate to expand affordable housing options across New Hampshire.”View on their website ↗
“That is why Chris is fighting to tackle the housing crisis, lower costs for Granite Staters, and put homeownership back within reach for everyone.”View on their website ↗
“Chris is working to make homeownership a reality for more Granite Staters by cutting red tape for communities to build more homes, providing tax cuts to help first-time home buyers, and supporting the financing and development of affordable housing.”View on their website ↗
“Chris is fighting to tackle the housing affordability crisis by taking on Wall Street firms that are driving up costs, cutting red tape to build more housing, supporting first-time homebuyers, and working to make homeownership attainable for hardworking families again.”View on their website ↗
“In the Iowa House, Josh fought to make the dream of owning a home more in reach, sponsoring legislation to cut taxes for first-time homebuyers and to limit the ability of private equity to buy up Iowa homes.”View on their website ↗
Expand help for first-time homebuyers
3 members“Housing costs are putting a strain on homeowners and renters alike. We need to ensure people can afford to buy their first home and make sure renters can afford their housing costs.”View on their website ↗
“Create tax credits for first time home buyers, firefighters, police officers, and teachers. Last year, the share of first-time home buyers dropped to just 21%, an all-time low, while the average age of first-time buyers rose all the way to 40 years old, also a record. Republicans and Democrats alike have supported the use of tax incentives to help first time home buyers. By creating new tax credits for young families looking to buy a home for the first time – as well as public servants like firefighters, police officers, and teachers – we can open up the dream of home ownership to more Kansas who have been priced out of the market.”View on their website ↗
“Congressman Chris Pappas is running for U.S Senate to lower costs for Granite Staters, and he knows that hardworking families should not be priced out of the communities where they want to live and work. That’s why he’s championed legislation to combat the housing crisis in New Hampshire by expanding affordable housing, increasing housing supply, and helping first-time homebuyers get ahead.”View on their website ↗
“In Congress, Pappas cosponsored the First-Time Homebuyer Tax Credit Act of 2025, the Property Improvement and Manufactured Housing Loan Modernization Act, the Accelerating Home Building Act, and the Affordable Housing Credit Improvement Act — legislation designed to boost housing construction, expand opportunities for first-time buyers, and reduce barriers to affordable homeownership.”View on their website ↗
“Chris is fighting to tackle the housing affordability crisis by taking on Wall Street firms that are driving up costs, cutting red tape to build more housing, supporting first-time homebuyers, and working to make homeownership attainable for hardworking families again.”View on their website ↗
Give first-time buyers help with down payments
3 members“Affordable Housing & Homeownership: Expanding Low-Income Housing Tax Credit allocations, fixing HUD’s Area Median Income calculations, and expanding down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods.”View on their website ↗
“Make ownership and affordability real – Fix HUD’s Area Median Income calculations to use local, not regional, income data; expand first-generation down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods; tie federal investment to tenant protections and right-to-counsel so revitalization doesn’t price out longtime residents.”View on their website ↗
“As Lt. Governor, Peggy has been a champion for housing investment and affordability. She fought for policies to make it easier for renters and those trying to buy a house to actualize that dream. This work culminated in 2023 with a historic state investment to support down payment assistance for first-time homebuyers, housing construction support, and rental assistance for Minnesotans in every region of the state.”View on their website ↗
“Homeownership shouldn’t be a far off dream but for many first-time homebuyers the upfront costs are insurmountable. That’s why Chris supports the First Time Homebuyer Tax Credit Act, which would give first time homebuyers a tax cut to help them afford a down payment.”View on their website ↗
Give first-time buyers tax credits or tax relief
3 members“Create tax credits for first time home buyers, firefighters, police officers, and teachers. Last year, the share of first-time home buyers dropped to just 21%, an all-time low, while the average age of first-time buyers rose all the way to 40 years old, also a record. Republicans and Democrats alike have supported the use of tax incentives to help first time home buyers. By creating new tax credits for young families looking to buy a home for the first time – as well as public servants like firefighters, police officers, and teachers – we can open up the dream of home ownership to more Kansas who have been priced out of the market.”View on their website ↗
“Homeownership shouldn’t be a far off dream but for many first-time homebuyers the upfront costs are insurmountable. That’s why Chris supports the First Time Homebuyer Tax Credit Act, which would give first time homebuyers a tax cut to help them afford a down payment.”View on their website ↗
“In Congress, Pappas cosponsored the First-Time Homebuyer Tax Credit Act of 2025, the Property Improvement and Manufactured Housing Loan Modernization Act, the Accelerating Home Building Act, and the Affordable Housing Credit Improvement Act — legislation designed to boost housing construction, expand opportunities for first-time buyers, and reduce barriers to affordable homeownership.”View on their website ↗
“Chris is working to make homeownership a reality for more Granite Staters by cutting red tape for communities to build more homes, providing tax cuts to help first-time home buyers, and supporting the financing and development of affordable housing.”View on their website ↗
“In the Iowa House, Josh fought to make the dream of owning a home more in reach, sponsoring legislation to cut taxes for first-time homebuyers and to limit the ability of private equity to buy up Iowa homes.”View on their website ↗
Expand access to lower-cost home loans
2 members“Affordable Housing & Homeownership: Expanding Low-Income Housing Tax Credit allocations, fixing HUD’s Area Median Income calculations, and expanding down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods.”View on their website ↗
“Make ownership and affordability real – Fix HUD’s Area Median Income calculations to use local, not regional, income data; expand first-generation down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods; tie federal investment to tenant protections and right-to-counsel so revitalization doesn’t price out longtime residents.”View on their website ↗
“Chris is fighting to expand access to homeownership for those who’ve served and introduced legislation to better inform veterans of opportunities provided by the VA Home Loan program so that they can access the benefits they’ve earned.”View on their website ↗
Build more homes so buying one costs less
2 members“We can and must do better. Congress should make it easier to buy a home and easier to build one.”View on their website ↗
“The package is the most significant housing affordability legislation in decades and includes several Pappas-led provisions that would cut red-tape making it easier to build new homes, boost America’s housing supply, and help more veterans purchase homes.”View on their website ↗
“Chris is working to make homeownership a reality for more Granite Staters by cutting red tape for communities to build more homes, providing tax cuts to help first-time home buyers, and supporting the financing and development of affordable housing.”View on their website ↗
“Chris is fighting to tackle the housing affordability crisis by taking on Wall Street firms that are driving up costs, cutting red tape to build more housing, supporting first-time homebuyers, and working to make homeownership attainable for hardworking families again.”View on their website ↗
Stop large investors from outbidding families for homes
2 members“Chris is fighting to tackle the housing affordability crisis by taking on Wall Street firms that are driving up costs, cutting red tape to build more housing, supporting first-time homebuyers, and working to make homeownership attainable for hardworking families again.”View on their website ↗
“In the Iowa House, Josh fought to make the dream of owning a home more in reach, sponsoring legislation to cut taxes for first-time homebuyers and to limit the ability of private equity to buy up Iowa homes.”View on their website ↗
Help public servants like teachers and first responders buy homes
1 member“Create tax credits for first time home buyers, firefighters, police officers, and teachers. Last year, the share of first-time home buyers dropped to just 21%, an all-time low, while the average age of first-time buyers rose all the way to 40 years old, also a record. Republicans and Democrats alike have supported the use of tax incentives to help first time home buyers. By creating new tax credits for young families looking to buy a home for the first time – as well as public servants like firefighters, police officers, and teachers – we can open up the dream of home ownership to more Kansas who have been priced out of the market.”View on their website ↗
Target homebuying help to first-generation and underserved buyers
1 member“Affordable Housing & Homeownership: Expanding Low-Income Housing Tax Credit allocations, fixing HUD’s Area Median Income calculations, and expanding down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods.”View on their website ↗
“Make ownership and affordability real – Fix HUD’s Area Median Income calculations to use local, not regional, income data; expand first-generation down-payment assistance and FHA/USDA loan access in majority-Black and majority-Latino neighborhoods; tie federal investment to tenant protections and right-to-counsel so revitalization doesn’t price out longtime residents.”View on their website ↗
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